--- title: "Wind Only Insurance in Fort Myers FL | Insurance Specialists of Ft Myers" description: "Wind only insurance for homes in Southwest Florida. Protect against hurricane and windstorm damage. Get a free wind insurance quote today." lang: en json-ld: --- [![Insurance Specialists of SW Florida logo](/assets/insurance-specialists-sw-florida-logo-D4Ga2KGg.webp)](/) [Home](/) Insurance [Home Insurance](/insurance/home)[Auto Insurance](/insurance/auto)[Flood Insurance](/insurance/flood)[Condo Insurance](/insurance/condo)[Umbrella Insurance](/insurance/umbrella)[Commercial Insurance](/insurance/commercial)[Golf Cart Insurance](/insurance/golf-cart) [Other](/insurance/other) [Motorcycle](/insurance/motorcycle)[RV](/insurance/rv)[Pet](/insurance/pet)[Travel](/insurance/travel)[Renters](/insurance/renters)[Wind Only](/insurance/wind-only)[Jet Ski](/insurance/jet-ski)[Boat](/insurance/boat)[Builders Risk](/insurance/builders-risk)[Manufactured](/insurance/manufactured) Why Us? [Meet the Team](/about/team)[Our Carriers](/about/carriers)[Blog](/blog) Locations [Fort Myers / Estero](/contact)[Bonita Springs / Naples](/contact/bonita-springs)[Fremont, Ohio](/contact/ohio) [FAQ](/faq) [(239) 514-0225](tel:+12395140225)[Get My Quote](/get-a-quote) # Wind Only Insurance Secure dedicated windstorm coverage for your property, essential protection for Southwest Florida homeowners in hurricane-prone areas. In Florida, many homeowners insurance policies exclude wind damage, requiring a separate wind-only policy to protect your property from hurricanes and tropical storms. Wind-only insurance covers damage to your home's structure, roof, windows, and other components caused by windstorms, hurricanes, and tornadoes. We offer wind-only policies through Citizens Property Insurance as well as private carriers, giving you options for coverage limits, deductibles, and pricing. Living in Southwest Florida means wind protection isn't optional, it's essential. Contact us today to make sure your home is fully covered before the next storm season. [Get My Quote](/get-a-quote) ## Carriers We Work With [![American Integrity insurance carrier logo](/assets/american-integrity-insurance-carrier-logo-DIR3CSoW.webp)American Integrity ](https://www.aiicfl.com/)[![American Traditions insurance carrier logo](/assets/american-traditions-insurance-carrier-logo-DD5envdD.webp)American Traditions ](https://www.jergermga.com/)[![Cabrillo Coastal insurance carrier logo](/assets/cabrillo-coastal-insurance-carrier-logo-COWKrp2e.webp)Cabrillo Coastal ](https://www.cabgen.com/)[![Citizens insurance carrier logo](data:image/webp;base64,UklGRlwMAABXRUJQVlA4TE8MAAAvykAREAlFbRtJSju/lj/hPSFE9H8CANMC9NWJW9Py7BnJ9g9pZqTWeZpV22bbloRsAB2dNIpmvwzZdFFzAeQaepFEulC0INK2KZx/10enEf1PQ/lCZNHa/3dKo+91eAt7KzleBhe1l5Fb/P9/v/8w4Gzffe2eOPbeYhtde8eSYB0LemLsLYjtKO5xAXvvbawoQdMTrJwQS5RgeuwFxzTLUoKYI4lr0HXsEsjZEIWMJEklcy/cwJzMwJwMo7aRJBnOEhtUfbxqsTQtBQAAEP/////////////fBAiA2LGfoAs4BwQsAU9AExAExIvRAowAKkAKYAh7woKwJuzcFNaFGxxtP0EUWARGgV6gFMh+7wdALfwLE0K7MCSMCY843n4CKQgLEgK/QH0UXeFX6BTqhRb8tWAKUEARUAXMlSsFeAFWgBPehNGZwqUj4ScgfiIj6AsyAgT6wpGQIxRg84IpLIFCIBIIBMKwnd0EYABhrp5QIWzjSE4QLIU0QQWLwqYQKExi04Ip4OMCp0B3PCcadYJQKdThYDYRXARcLAqPgpcwiA0LpkAELkG0isCeie5NoVgoicDB9BMIQakxVoXWvVgvmILfKEgLIpXQFn6EpmNCnxtHUwASsLFcUVjGasEUqCAnaI+PQl+4F9KFFOEcBzQDq8K3oIfVgilkwVywbodF4ViIFhpwSP2EH8uCERa9gqvgKEBhUbgQIm7gQBYYIAQN4aOUSnCwJISiXzAFKKgKFgIyFoVXIaoyDmSBAbK04C5gbET51F/ADlaEqV16BwS1klgVSrviSBYYNHYcAOFedSbTgluwQztMYMKqsHseR7LAgC+YCkIAg1SDsCh0oD1XgMOqkLEYRzJpMqYCmkp4yLIgpGrFYVW4DcehDBuJuUCsIkEvrpXOIeHLSoPzOJRu1EKjEKP6TU8YET41IiKw2LQzDqWwIvxpzBaUVU/9hRdetPJRO4VMLAqHKTiUrYQTdHOFXwVCklaGhpAlnFnwuXEs/4X2PKFLJUSG6LhU3tI4tsKwnveqSngSbHQEQNWNJ3ojHQ+XHqUiFAi19TTOqM6v0ap51PGwXFjFb8mqeyqBNkWnjwCB4ylcWxFWq6riBPnliiTVJ2imHcABnWkFoTlFAd0yzVwCn0JbcMYRFQotuYV+DUYKICYI4h4zn0d1JN8hmZZshTbCvgbxZkJYKzP3Nwq3YIWN/Xqgfj3O4/cmudpkNNhUaPKEx1pBuGqjAU6DsCF4m7FGIRQl28avR7H4FSEb80NC7uJ9hSBiBCdL+KrrCM+DAARjxUzFDmzp1wMWdBsKsKgFUoTT8L6FIAoL4ZbI8mrQxgVca2UmdJsJbT1t0anLYwBh5kZW2dw3AAbVHloIouJPHitMStTg1CmoLniaNahj0hsbxgYDeKZ/AHzStw9AnkCeVwhCiDuZZYVsAVoD33AobOZebJgt9NjiBsCiaIwhgpYwb0AIEXwLRZAcZIWLFzUQ3heQ9fR7KCZMDwUODrKBXw/kB0NTIdaEmJ9NBPWzhSbqDHVaQEASSDTwJrgEfzPhrgUg9GLDjWmGY04zlpoMKb5vgOAHtF8av99KhR1U6wIVdkCTJhaEsgbE79ersAO2fwG0EQIUA0pAgy0mlZ7/LCk6O843XNjKPxusIvbSFAtkCgyLVLDm3NPvUZsgBPlgpi0aYjyIso4JAkbISMEeiEQAf2RFWARBdhgMBASORxbK5dP8vF7wJTjQD2D8OLORj+AaRsFkx0XUgqAwoAE9W7ymx1GB54wGAvdks+A5ZAkHNvDrQX5mqNNUdeNXk0wC15jbbhNNwa0RUH1CXQHzMdbdZ4XEj7RAoBGYNVzXzBAShNkJbhvczjYMRB1ywkRzakvDq12B3CAgVKdzS0Wl9GxggeJJZ0VZDZYJ1RbChGDgWSG5Oo9vCwIb37ICobfK5Gkx99VMhaYzPAMbJmE8pGHdG2PIAAiKwWJIjGJHNtAdZUiIQvvzLl69WVEgVD2PeZ99lqBNjY9f04EHb1kiP9IWYSan/MEutz8CYq+qbOjtBIJhPb0lQMZExefYNGvxt1N0SBN0SlohyBYDTD4KWGMTgcF7/EHIv5PInvWxWs2B8TNizWweO+qLeikqGC8oLrJg0zdMnAHq12HA8rv4Y8Z0CHsJ7QpAnxj8/+29FZNVrHxZYPW3KJMAvVSIBzjt8w/mVIcS8aE66RgFqtv+BnmpgkHhj8ygvmD7bR3/STGZFIA8hZOAntPx103rYO7aVJ1xbxvIKd3Y34CqP5WeV92Eoynr2rbxj30mFwPQ2VMAe506TZootjRQ8MNUqLjTpeEWNIMNHM3tlel/kCLUNBTMbsRi6ttRxmU7n8ncgLOvHkB6OrpvjVa8gzo4FUo2+0WDiBeCDJD93gM7AFyjGvbalYIxb8eFUFtNMBkScJ7EAt69+PvgPGgWPVuDoMmDvQZot/WoPQAf3cq9IyiMvwjk1VjcxjbJJksCzM1pAB/01HvSWZGh02YsVLoqeOjgiqw30wTcbvsAXCSuHjY+DHyLU5fbYozXcK9sQFkHsO80+iEhCv0yIfDFJ1rAwDJ1TJhmN+ZfCpL/Xd28+pvbFlhzHekEcPhhwDhyxTAHewy9C3Vft8K84xdeMty3M2DSZ00EqbBx276yQvfVhuQLAcLTG2DPP+2CJ6/B2sZWyKqWGgnMtj9j2PwH3VZVnqp3qZGBu+6A0L04EHYV+4xdAVH9LcGzQTUJwEeT6ldYk6HTZmJdQ54wXkfjYoti9jH1FsCjb+yENyOggw2ctX6D2ABj7OTVYdKHBnz9YswW3dnRDfucXh3YWh97dfZHs37JdAVRQNUAZfV4OwODKp+NmT3yy/nhadjphGkAHbHfVcka91o83t/XJKwYIPgEIoz0GOw/EuDOzPuqrNZmubmqF0/peUpoQIcRO+//vOni6IXR8FqlwIS8DCtT7SPMcHnYMJUP8y/XqyZh8eAUHajZDPNvchoHKiSWXlhWlTX00/b2EQDd/YcarkNO6uV4zPNuXSPwXfJCkQGZcacWjBGWUjB+0xKooJjWEghSRFaCUPimpRUvTG1p4Rt4uyWEKCiXtAg+ygCISjp+ILqTa3hygpdCYGwMuh/FoLsH09gYK4A3xgLgikH7Gf6y+Hf3g92wIPj1BlfcI/b1dsYvHFKjwpgb9YKCp9+q89qnv3VJrp5/4euwVFq/UXSUINbm7KzemQPGj/vPNz/v3pbpaTQwc2l4z1fXjv9kYuR7Hc7UKCvILh+6haNtV65slv3Lvoi7E18IFcoPjknOunr55UHTSrWoy9gx8c+9PHzs9goHh0V6U7MGdcz9uli78yUCk07dwofOT3qnUbW4rI4rrg6dHZ4RHn+deGfrc82vp13/uGLN02/CyovxNQ+v+LJPjyKJFImiS6fth9dvPlnbmdt/QP1lCWHt5myff/1mucHAq12+m/h17bYbhOkq99ovfU7ATbt+tnyNpKlNi2w/HLbiu93u3ODrzv1bvowa0arwljvRW5tENSZQjarSuAKjJ//yYjoz91KpB3GVygeT+X72Q6DCsYTpwRjHvX+RptRaeAjTIk2KUqzXKOjcLJeknoPSw1d0KZ/clMlV2cG+t90Jt2n8/Fd0EtjKpqSEEFGEIr9u4GSv8pjfXkuDd29euEogmz35w2eY/8meTk68izizfWslbxsXF5u4ggF2TOqMqefCYUK/3/z292b1c/Iz63ep1IXgvsvwTAIIbZMCzuZAohNPIuu77eLx6POzB4HnMZNb9o/fuiT7XbNED85ENg1sEsjsWwe0LVP+8y7kBNG0MzNcJ2B4s8wZhlCn14xVR5o/zrpa+fvg7E6LfFxLeqfWuAnzljVl7NsxA1tebJNNxAngyuaj7ubJSxK67N89NKE9KReIin4jtOwC3lzfsPvQCfNOmuUvYckzUTSKDFzc+wAfPz8YUapwn/CdWeCNrhfndVE0Bx/gA0ip7o3zDN4soE97WLLWusG+Y26X939DmmwbuPjWupTgUTVDXu/7MKZ6v3pHWnCjat/ZT/bunzChXGhsUHymD2L3rorbFuLy/q/svz+Y0vsBLi9TPSs6H7p3LTx207S4QMWXA1zk//A+cKQ1JAv4kFybn+rxI/CjYTH0YlUO7wLXAGrDZSC/CtAfFqP2nAf4FRgBO/kREPIAasNt4Oa71E5G4M3gM2AxTOwFAA==)Citizens ](https://www.citizensfla.com/) [View All Carriers](/about/carriers#home) Show More ![Insurance Specialists of SW Florida - independent insurance agency](/assets/insurance-specialists-sw-florida-footer-logo-KAHxkE0K.webp) We work to provide policies that protect our clients' assets and well-being. Licensed in Florida, Ohio, Michigan, Tennessee, Pennsylvania, South Carolina, and Indiana. #### Contact (239) 514-0225 annmarie@fl-ins.com 12251 Itec Park Dr, Unit 106 Fort Myers, FL 33913 #### Business Hours Mon–Fri: 9am – 5pm Sat–Sun: Closed [](https://www.facebook.com/insurancespecialists/)[](https://www.youtube.com/@GetFloridaInsurance)[](https://www.linkedin.com/company/insurance-specialists-of-sw-florida-llc/posts/?feedView=all)[](https://g.page/r/CWejDDOOSNe1EBM/review) © 2026 Insurance Specialists of Ft Myers. All rights reserved. [ Home ](/insurance/home)