--- title: "Flood Insurance in Fort Myers FL | Insurance Specialists of Ft Myers" description: "Get flood insurance to protect your home in Southwest Florida. NFIP and private flood options available. Call Insurance Specialists of Ft Myers." lang: en json-ld: --- [![Insurance Specialists of SW Florida logo](/assets/insurance-specialists-sw-florida-logo-D4Ga2KGg.webp)](/) [Home](/) Insurance [Home Insurance](/insurance/home)[Auto Insurance](/insurance/auto)[Flood Insurance](/insurance/flood)[Condo Insurance](/insurance/condo)[Umbrella Insurance](/insurance/umbrella)[Commercial Insurance](/insurance/commercial)[Golf Cart Insurance](/insurance/golf-cart) [Other](/insurance/other) [Motorcycle](/insurance/motorcycle)[RV](/insurance/rv)[Pet](/insurance/pet)[Travel](/insurance/travel)[Renters](/insurance/renters)[Wind Only](/insurance/wind-only)[Jet Ski](/insurance/jet-ski)[Boat](/insurance/boat)[Builders Risk](/insurance/builders-risk)[Manufactured](/insurance/manufactured) Why Us? [Meet the Team](/about/team)[Our Carriers](/about/carriers)[Blog](/blog) Locations [Fort Myers / Estero](/contact)[Bonita Springs / Naples](/contact/bonita-springs)[Fremont, Ohio](/contact/ohio) [FAQ](/faq) [(239) 514-0225](tel:+12395140225)[Get My Quote](/get-a-quote) # Flood Insurance Protect your home and possessions from damage caused by flooding, essential coverage for Southwest Florida homeowners. Standard homeowners insurance does not cover flood damage. In Southwest Florida, where heavy rains and storm surges are common, flood insurance is a necessity, not an option. We offer both National Flood Insurance Program (NFIP) policies and private flood insurance options, giving you flexibility in coverage and pricing. Whether your property is in a high-risk flood zone or a preferred zone, we can help you find the right level of protection at the best available rate. Don't wait until storm season to get covered, flood policies typically have a 30-day waiting period. Contact us today to make sure you're protected before the next big storm. [Get My Quote](/get-a-quote) ## Carriers We Work With [![American Strategic insurance carrier logo](/assets/american-strategic-insurance-carrier-logo-Exy016oR.webp)American Strategic ](https://www.asiprog.com/)[![Assurant insurance carrier logo](/assets/assurant-insurance-carrier-logo-TkuLVE_y.webp)Assurant ](https://www.assurant.com/)[![Bankers Insurance Group insurance carrier logo](/assets/bankers-insurance-carrier-logo-C8rcYnnB.webp)Bankers Insurance Group ](https://www.bankersinsurance.com/)[![Neptune Flood insurance carrier logo](/assets/neptune-flood-insurance-carrier-logo-BJ961sb0.webp)Neptune Flood ](https://neptuneflood.com/) [View All Carriers](/about/carriers#flood) Show More ![Insurance Specialists of SW Florida - independent insurance agency](/assets/insurance-specialists-sw-florida-footer-logo-KAHxkE0K.webp) We work to provide policies that protect our clients' assets and well-being. Licensed in Florida, Ohio, Michigan, Tennessee, Pennsylvania, South Carolina, and Indiana. #### Contact (239) 514-0225 annmarie@fl-ins.com 12251 Itec Park Dr, Unit 106 Fort Myers, FL 33913 #### Business Hours Mon–Fri: 9am – 5pm Sat–Sun: Closed [](https://www.facebook.com/insurancespecialists/)[](https://www.youtube.com/@GetFloridaInsurance)[](https://www.linkedin.com/company/insurance-specialists-of-sw-florida-llc/posts/?feedView=all)[](https://g.page/r/CWejDDOOSNe1EBM/review) © 2026 Insurance Specialists of Ft Myers. All rights reserved. [ Home ](/insurance/home)