--- title: "Condo Insurance (HO-6) in Fort Myers FL | Insurance Specialists of Ft Myers" description: "Condo insurance (HO-6) in Southwest Florida. Cover your unit interior, personal belongings, and liability. Get a free condo quote today." lang: en json-ld: --- [![Insurance Specialists of SW Florida logo](/assets/insurance-specialists-sw-florida-logo-D4Ga2KGg.webp)](/) [Home](/) Insurance [Home Insurance](/insurance/home)[Auto Insurance](/insurance/auto)[Flood Insurance](/insurance/flood)[Condo Insurance](/insurance/condo)[Umbrella Insurance](/insurance/umbrella)[Commercial Insurance](/insurance/commercial)[Golf Cart Insurance](/insurance/golf-cart) [Other](/insurance/other) [Motorcycle](/insurance/motorcycle)[RV](/insurance/rv)[Pet](/insurance/pet)[Travel](/insurance/travel)[Renters](/insurance/renters)[Wind Only](/insurance/wind-only)[Jet Ski](/insurance/jet-ski)[Boat](/insurance/boat)[Builders Risk](/insurance/builders-risk)[Manufactured](/insurance/manufactured) Why Us? [Meet the Team](/about/team)[Our Carriers](/about/carriers)[Blog](/blog) Locations [Fort Myers / Estero](/contact)[Bonita Springs / Naples](/contact/bonita-springs)[Fremont, Ohio](/contact/ohio) [FAQ](/faq) [(239) 514-0225](tel:+12395140225)[Get My Quote](/get-a-quote) # Condo Insurance (HO-6) Protect the interior of your property and your personal belongings with coverage tailored specifically for condo owners. Your condo association's master policy typically covers the building's exterior and common areas, but it doesn't protect what's inside your unit. That's where HO-6 condo insurance comes in. An HO-6 policy covers your personal belongings, interior fixtures (cabinets, flooring, appliances), liability, and loss of use if your unit becomes uninhabitable due to a covered event. We'll review your association's master policy to identify any gaps in coverage and recommend the right HO-6 policy to fill them, so you're fully protected without overpaying. Whether you live in your condo full-time or use it seasonally, we have flexible coverage options to match your lifestyle and budget. [Get My Quote](/get-a-quote) ## Carriers We Work With [![American Integrity insurance carrier logo](/assets/american-integrity-insurance-carrier-logo-DIR3CSoW.webp)American Integrity ](https://www.aiicfl.com/)[![American Traditions insurance carrier logo](/assets/american-traditions-insurance-carrier-logo-DD5envdD.webp)American Traditions ](https://www.jergermga.com/)[![Cabrillo Coastal insurance carrier logo](/assets/cabrillo-coastal-insurance-carrier-logo-COWKrp2e.webp)Cabrillo Coastal ](https://www.cabgen.com/)[![Citizens insurance carrier logo](data:image/webp;base64,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)Citizens ](https://www.citizensfla.com/) [View All Carriers](/about/carriers#home) Show More ![Insurance Specialists of SW Florida - independent insurance agency](/assets/insurance-specialists-sw-florida-footer-logo-KAHxkE0K.webp) We work to provide policies that protect our clients' assets and well-being. Licensed in Florida, Ohio, Michigan, Tennessee, Pennsylvania, South Carolina, and Indiana. #### Contact (239) 514-0225 annmarie@fl-ins.com 12251 Itec Park Dr, Unit 106 Fort Myers, FL 33913 #### Business Hours Mon–Fri: 9am – 5pm Sat–Sun: Closed [](https://www.facebook.com/insurancespecialists/)[](https://www.youtube.com/@GetFloridaInsurance)[](https://www.linkedin.com/company/insurance-specialists-of-sw-florida-llc/posts/?feedView=all)[](https://g.page/r/CWejDDOOSNe1EBM/review) © 2026 Insurance Specialists of Ft Myers. All rights reserved. [ Home ](/insurance/home)