Miromar Lakes Beach & Golf Club is consistently ranked among the top communities in the country. From coach homes to waterfront estates, each home type has slightly different insurance considerations.
Single-family homes use an HO-3 policy with full dwelling replacement coverage. Coach homes and condos typically use an HO-6 walls-in policy that coordinates with the association master policy — making it critical to read the master deductible and loss assessment exposure carefully.
Wind mitigation credits, flood zone placement, and high-value personal property scheduling (jewelry, art, watches) all play a role in building the right policy for a Miromar Lakes home.
We work with multiple high-value carriers that specialize in homes at this price point. Reach out for a side-by-side comparison.
